1998 "You can't explore new oceans unless you have the courage to lose sight of the shore."
Your frugal and cautious ways will have you missing out on good times. Not a good year for major purchases, changing jobs or moving your residence. Hang in there for now and bide your time. One change that would be beneficial for you is a change in hairstyle. You'll get plenty of compliments. An older person provides you with some solid advice which you are reluctant to follow. Accept the advice because it's right on target. Watch your diet and even more important get adequate exercise.